A car warranty can be one of the most important part of your new vehicle purchase, and if it is a good warranty it can save you a lot of time, expense and trouble down the road if there is any problem with your new vehicle. There are some things any consumer should keep in mind when purchasing a car warranty.
If you are buying a used vehicle, you want to check and see if the original warranty on the vehicle is still in effect and transferrable to your purchase – this could really save you money! If your car has a general warranty from the vehicle manufacturer, the information and details for this can be found in the owner’s manual. They typically cover every part of the vehicle other than the items listed as specific exclusions. There is typically also a powertrain warranty, providing limited coverage after the general warranty expires. The powertrain warranty usually lasts longer than the general warranty. For example, a general warranty may be good for 3 years or 36,000 miles compared to the powertrain warranty that may not expire until 6 years or 60,000 miles. This means that when you hit either 3 years or 36,000 miles (whichever one comes first) your powertrain warranty will kick into effect, and continue until the first of 6 years of 60,000 miles.
If you decide to purchase an extended warranty either because the manufacturer warranties are too short or too limited for what you want to cover or becuase you are buying a used car that has no warranty – you need to do your homework. It is recommended to purchase your extended warranty from a reputable company, with a reliable track record and positive reviews from other customers and consumers. As a consumer you also need to ensure that the warranty covers you if you move to a different state, the best cover all 50 states. There should be several different plan choices offered, and all of these details should be available and provided to you in writing. Make sure to read everything carefully so you do not fall into something confusing or misleading and go for the warranty with a money back guarantee if at all possible just in case something changes later!
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