Everything You Ever Wanted to Know about Car Insurance
Every state requires automobile liability insurance. You generally must show proof of having liability insurance in order to register your vehicle or renew your tags, and many states require that you present proof of insurance if you are stopped for any moving violation. Liability insurance pays your legal defense costs and any successful claims against you if cause injury or death to another individual or damage to property while you are driving. Liability insurance is attached to a particular vehicle, not an individual, meaning that it also pays if someone else driving your car with your permission causes such bodily harm of property damage. Liability insurance does NOT cover your own medical or repair expenses if you are injured or if you vehicle is damaged in an accident.
